Look ahead, not behind
Set up recurring transactions once. Update your account balance regularly. There is no need to record every single expense.
Personal finance, planned ahead
What is really left this month?
Freeboard looks beyond your current balance. It accounts for your prepayments, reserves, and planned expenses—so you have a clear view of your true financial headroom.
- Offline on iPhone, iPad & Mac
- Available on Apple Watch
- Free — no ads, no in-app purchases
OverviewAugust 2026
AVAILABLE THIS MONTH€1,781.93
Your headroom after all known commitments.
ACCOUNTS€2,166.253 current balances
STILL DUE€2,837.116 expected transactions
STORED LOCALLYYour data stays with you.
FORECAST
See in time whether you could overdraw your account.
Freeboard also forecasts the daily course of your account balance. A clear chart shows immediately whether you could overdraw your account this month. Freeboard helps you avoid overdraft interest.
The forecast covers every day of the current month. From mid-month, you can also view the following month.
01 — THE IDEA
An account balance is only a snapshot.
Freeboard accounts for expected income, planned expenses, and amounts already reserved for a specific purpose. This gives you a realistic overview and lets you plan your finances with confidence.
Reserves built into your plan
Savings goals, prepayments, and earmarked amounts stay visible and are reliably included in your planning.
Explore with no commitment
The built-in Demo Mode lets you explore Freeboard with realistic sample data—before you enter any of your own financial information.
LEXICON · NAUTICAL
Freeboard
1 The vertical distance between a ship’s waterline and the deck line at the side of the hull.
Freeboard changes with the vessel’s load. Adequate freeboard provides reserve buoyancy and reduces the risk of water coming over the deck.
02 — PREVIEW
Your month.
At a glance.
The most important figures at a glance. Every total can be traced back to its components—without spreadsheets, formulas, or financial jargon.
Freeboard
03 — YOUR DATA
Private by design.
Not as an option.
No proprietary backend, no account, no password, no tracking. On iPhone, iPad, and Mac, Freeboard works entirely offline. Your data is made available to Apple Watch via iCloud.
01
Offline on iPhone, iPad, and MacAll calculations happen directly on your device. Apple Watch extends Freeboard via iCloud.
02
No banking credentialsYou only enter your current account balance.
03
Your filesYour data stays locally or in your iCloud.
AVAILABLE NOW
Freeboard for iPhone, iPad, Mac, and Apple Watch.
Selected features are also right there on your wrist.
Download on theApp Store