Look ahead, not behind
Recurring and one-off transactions show what will still happen before the end of the month.
Personal finance, honestly calculated
What is really left this month?
Freeboard looks beyond your current balance. Recurring costs, reserves, and planned expenses are all included—so you can see your real financial headroom.
- Works offline
- No registration
- No bank connection
OverviewAugust 2026
AVAILABLE THIS MONTH€1,781.93
Your headroom after all known commitments.
ACCOUNTS€2,166.253 current balances
STILL DUE€2,837.116 expected transactions
STORED LOCALLYYour data stays with you.
01 — THE IDEA
An account balance is only a snapshot.
Freeboard thinks ahead: What money is still coming in? What is still going out? Which amounts have already been reserved for a purpose? The result is one number you can actually plan with.
Reserves that count
Savings goals, prepayments, and earmarked amounts stay visible—and are never mistaken for spendable money.
One clear answer
The monthly overview brings everything together while keeping every calculation transparent.
LEXICON · NAUTICAL
Freeboard
1 The vertical distance between a ship’s waterline and the deck line at the side of the hull.
Freeboard changes with the vessel’s load. Adequate freeboard provides reserve buoyancy and reduces the risk of water coming over the deck.
02 — PREVIEW
Your month.
At a glance.
The most important numbers come first. Every total can be traced back to its components—without spreadsheets, formulas, or financial jargon.
Freeboard
03 — YOUR DATA
Private by design.
Not as an option.
No proprietary backend, no account, no password, no tracking. Freeboard works offline and can optionally sync through your own iCloud.
01
100% offlineAll calculations happen on your device.
02
No banking credentialsYou only enter your current account balance.
03
Your filesYour data stays locally or in your iCloud.
AVAILABLE SOON
Freeboard for iPhone, iPad, and Mac.
Download on theApp Store(Coming Soon)